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A Buyer’s Market

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NEW YORK (CNNMoney.com) -- There's a nice windfall for some homebuyers in the economic stimulus bill awaiting President Obama's signature on Tuesday. First-time buyers can claim a credit worth $8,000 - or 10% of the home's value, whichever is less - on their 2008 or 2009 taxes. A big plus is that the credit is refundable, meaning tax filers see a refund of the full $8,000
Top 5 Ways to Improve Your Credit Score

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In no particular order:   #1. Go to the Bank of America web-site and get a pre-paid credit card. It is a secured credit card. All you need to do is leave a security deposit of $300.  If your account is in good standing after 18 months you may qualify for an unsecured credit card. DO NOT get any other pre-paid credit card..... just go with Bank